Life Insurance, The Review Process, Goals & Objectives
Problem:
Life insurance is a complicated asset and can serve several purposes. It is a living asset; affected by mortality, interest rates and other variable and must be reviewed at minimally on an annual basis. We all know your situation changes over time and you can modify
Wealth Transfer
This type of planning incorporates minimizing tax liabilities and maximizing values for the future generations. Most of our clients want to maintain control of their assets but shift tax liability and growth to future generations. Below is tax saving techniques.
Life Insurance Settlements
The “settlement” industry is a market where a life insurance policy owner (with the cooperation of the insured) can sell their life insurance policy as opposed to letting the policy lapse or surrendering the policy. Institutional capital markets are buyers as they recognize building an attr
Exit Planning
Exit planning is a process that will result in successfully transitioning out of the business.
Selective Benefit Planning
Your success in business is a result of your people & your processes.
Income Planning
Not everyone of us is equally prepared for retirement. While some of us are fortunate to have built a nest egg that will last us through our Golden Years, others will depend on government programs for retirement income.
Long-term Care and Chronic Illness
There are two types of long- term care hybrid solutions. Hybrid, in that these solutions are not traditional long -term care insurance, but also, hybrid as a choice superior in cost and benefit.
Disability Income Planning
Your future and your income are tied together. Life changes quickly when a diagnosis is given or when an accident occurs. The key financial fears we all have are: a. dying too young, b. living too long and c. getting injured or sick & loosing independence along the way.
